Baccarat

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Baccarat is well known around the world as the game of the very wealthy. It got this reputation from its historical association with the French nobility, with whom it became wildly popular in the 15th Century. The most common version in North America is Punto Banco. It is important to note however, that each casino may have slight variations of the game.

In the Baccarat scoring system, the 10, jack, queen and king are each worth 0 points, and the ace is worth 1 point. The rest of the cards are worth their face value of 2 through 9. However, when adding up their total score, players drop the tens digit. For example, a 2 and 4 are worth 6 points, but a 7 and 8, which total 15, are worth 5 points since the scoring drops the tens place. For this reason, a score of 10 (such as a pair of fives, or a 7 and 3) is worth zero. Nine is the highest potential score, and the object of Baccarat is to come as close to a score of nine as possible.

The dealer gives the player and the banker each two cards, placing them face down on the table. If either the player or the banker has a score of 8 or 9, also called a natural deal, the dealer does not deal any more cards and the player with the highest total wins. If the player has an initial total of 6 or 7, the player does not draw additional cards, and the banker draws a card only if his or her initial total is 0 through 5. If the player has an initial total of 0 through 5, the player draws one additional card. Whether or not the banker then draws depends on what the player receives and the banker's initial score.

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